
function PopUpPrint () {
	var input_string = "";
	if (CalQualAmt()) {
		input_string = "loanqualifier_calc_displaycertificate_frame.asp";
		input_string = input_string + "?IncOne=" +  document.getElementById('qualify').IncOne.value;
		input_string = input_string + "&IncTwo=" +  document.getElementById('qualify').IncTwo.value;
		input_string = input_string + "&OthInc=" +  document.getElementById('qualify').OthInc.value;
		input_string = input_string + "&RentInc=" +  document.getElementById('qualify').RentInc.value;
		input_string = input_string + "&income1=" +  document.getElementById('qualify').income1.options[ document.getElementById('qualify').income1.selectedIndex].text;
		input_string = input_string + "&income2=" +  document.getElementById('qualify').income2.options[ document.getElementById('qualify').income2.selectedIndex].text;
		input_string = input_string + "&incomeother=" +  document.getElementById('qualify').incomeother.options[ document.getElementById('qualify').incomeother.selectedIndex].text;
		input_string = input_string + "&incomerental=" +  document.getElementById('qualify').incomerental.options[ document.getElementById('qualify').incomerental.selectedIndex].text;
		input_string = input_string + "&Applicants=" + returnRadioValue( document.getElementById('qualify').Applicants);
		input_string = input_string + "&HomeLoan=" +  document.getElementById('qualify').HomeLoan.value;
		input_string = input_string + "&OthLoan=" +  document.getElementById('qualify').OthLoan.value;
		input_string = input_string + "&CardLim=" +  document.getElementById('qualify').CardLim.value;
		input_string = input_string + "&NumbDep=" +  document.getElementById('qualify').NumbDep.value;
		input_string = input_string + "&IntRate=" +  document.getElementById('qualify').IntRate.value;
		input_string = input_string + "&TermYear=" +  document.getElementById('qualify').TermYear.value;
		input_string = input_string + "&TermMonth=" +  document.getElementById('qualify').TermMonth.value;
		input_string = input_string + "&LoanAmt=" +  document.getElementById('qualify').LoanAmt.value;
		input_string = input_string + "&loanType=" + returnRadioValue( document.getElementById('qualify').loanType);
		
		window.open(input_string,'certificate','width=640,height=600,scrollbars=yes,resizable=yes,screenX=0,screenY=0,left=0,top=0');
	}
}


function returnRadioValue(sFieldName) {
	var cFields = sFieldName;

	for (x = 0; x < cFields.length; x++) {
		if (cFields[x].checked) {
			return cFields[x].value;
			break;
		}
	}

	return null;
}


function checkEnter(pfield, pname) {
    var field = pfield.value
    var msg
    var status = true

    if (field.length == 0) {
        msg = "El campo'" + pname + "'tiene que estar lleno."
        alert(msg)
        status = false
    }

    return status
}

function checkNumberofApplicants(pfield, pname) {
    var field = returnRadioValue(pfield)
    var msg
    var status = true

    if ((field == 2) && ( document.getElementById('qualify').IncTwo.value.length==0)) {
        msg = "Tu has elegido 'juntos' en el tipo de aplicación. La cifra en el 2º campo tiene que ponerse."
        alert(msg)
        status = false
    }

    if ((field == 1) && (ParseDollar( document.getElementById('qualify').IncTwo.value)>0)) {
        msg = "Tu has elegido 'sólo' en el tipo de aplicacion. La cifra en el 2º campo tiene que ponerse."
        alert(msg)
        status = false
    }

    return status
}


function checkLoanType(pfield) {
    var field = returnRadioValue(pfield)
    var msg
    var status = true

    if (field == "Casa") {
		 document.getElementById('qualify').IntRate.value = "3.5"
		ACF=10 // Account Keeping Fee
		fixedInterestRate = false    //sets the intrest rate text box to a free form box
        status = false
    }

    if (field == "Personal") {
         document.getElementById('qualify').IntRate.value = "9.00"
		ACF=0 // Account Keeping Fee
		fixedInterestRate = false  //sets the intrest rate text box to a free form box
        status = false
    }

    return status
}


function checkIfFixInterestRateApplies() {
	if (fixedInterestRate == true) {  // remove focus
		 document.getElementById('qualify').TermYear.focus();
	}
}


function checkNumb(pnumb, pname) {
    var numb = pnumb.value
    var message
    var indx
    var status = false

    if (numb.length == 0) {
        status = true
    }

    for (var indx = 0; indx < numb.length; indx++) {  /* the field should contain at least one digit */
        if (numb.charAt(indx)>= "0" && numb.charAt(indx) <= "9") {
            status = true
        }
    }

    for (var indx = 0; indx < numb.length; indx++) {
        if (!((numb.charAt(indx)>= "0" && numb.charAt(indx) <= "9") ||
             numb.charAt(indx) == " " ||
             numb.charAt(indx) == "." ||
             numb.charAt(indx) == ",")) {
            status = false
        }
    }

    if (!status) {
        msg = "El campo '" + pname + "' debe ser un número."
        alert(msg)
    }
    return status
}

function parseNumb(pnumbstr) {
    var numb = pnumbstr.value
    var indx

    if (numb.length> 0) {
        indx = numb.indexOf(",")
    } else {
        indx = -1
    }
    while (indx != -1) {
        numb = numb.substring(0,indx) + numb.substring(indx*1 + 1,numb.length)
        indx = numb.indexOf(",")
    }

    if (numb.length> 0) {
        indx = numb.indexOf(" ")
    } else {
        indx = -1
    }
    while (indx != -1) {
        numb = numb.substring(0,indx) + numb.substring(indx*1 + 1,numb.length)
        indx = numb.indexOf(" ")
    }
    if (numb == "") {
        numb = 0
    }
    return numb
}

function parseMonth(pyear, pmonth) {
    var year  = parseNumb(pyear)
    var month = parseNumb(pmonth)
    var period
    var indx

    period = Math.ceil(month*1 + year*12)

    return period
}

function ParseDollar(pNumber) {
    var money = " €"
    var numb = Math.round(pNumber)
    var indx1
    var indx2 = 0

    numb = "" + numb
    indx1 = numb.length - 1

    while (indx1> -1) {
        indx2 += 1
        if (indx2 == 4) {
            money = "," + money
            indx2 = 1
        }
        money = numb.substring(indx1,indx1*1 + 1) + money
        indx1 -= 1
    }

    money = " " + money

    return money
}

function checkIncOne(pInc) {
    var Inc = pInc
    var status = false

    if (checkEnter(Inc,"Primer ingreso")) {
        status = checkNumb(Inc,"Primer ingreso")
    }

    return status
}


function checkIntRate(pIntRate) {
    var IntRate = pIntRate
    var status  = true

    if (checkEnter(IntRate,"Tasa de interés")) {
        if (checkNumb(IntRate,"Tasa de interés")) {
            if (IntRate.value == 0) {
                alert("La tasa de interés no puede ser cero.")
                status = false
            }
        } else {
            status = false
        }
    } else {
        status = false
    }

    return status
}

function checkTermY(pYear) {
    var TermYear = pYear
    var status   = true

    if (checkEnter(TermYear,"Periodo anual")) {
        if (checkNumb(TermYear,"Periodo anual")) {
            if (TermYear.value> 40) {
                alert("El periodo del prestamo no puede superar los 40 años.")
                status = false
            }
        } else {
            status = false
        }
    } else {
        status = false
    }

    return status
}

function checkTermM(pYear, pMonth) {
    var TermYear  = pYear
    var TermMonth = pMonth
    var status    = true
    var ValMonth  = pMonth.value

    if (ValMonth.length != 0) {
        if (checkNumb(TermMonth,"Periodo mensual")) {
           if (TermMonth.value> 0 && TermYear.value> 29) {
                alert("El periodo del prestamo no puede superar los 40 años.")
                status = false
            }
            if (TermMonth.value> 11) {
                alert("Por favor use el campo de años e intruduzca un periodo mayor de 11 meses.")
                status = false
            }
        } else {
            status = false
        }
    }

    return status
}

var ACF = 10 //Account Keeping Fee
var fixedInterestRate = true //default interest rate type

function CalQualAmt() {
    var IncOne
    var IncTwo
    var OthInc
    var RentInc
    var TotInc

    var HomeLoan
    var OthLoan
    var CardLim
    var NumbDep
	var AmtDep
    var OthExp
    var TotExp

    var IntRate
    var MonthTerm
    var RepayAmt
    var QualAmt

    if (checkIncOne( document.getElementById('qualify').IncOne) &&
	  checkNumb( document.getElementById('qualify').IncTwo,"Segundo ingreso") &&
	  checkNumb( document.getElementById('qualify').OthInc,"Otro ingreso") &&
	  checkNumb( document.getElementById('qualify').RentInc,"Ingreso de rentas") &&
	  checkNumberofApplicants( document.getElementById('qualify').Applicants, "Número de aplicación") &&
	  checkNumb( document.getElementById('qualify').HomeLoan,"Hipoteca") &&
	  checkNumb( document.getElementById('qualify').OthLoan,"Otro prestamo") &&
	  checkNumb( document.getElementById('qualify').CardLim,"Límite de tarjeta") &&
	  checkNumb( document.getElementById('qualify').NumbDep,"Número de dependientes") &&
	  checkIntRate( document.getElementById('qualify').IntRate) &&
      checkTermY( document.getElementById('qualify').TermYear) &&
      checkTermM( document.getElementById('qualify').TermYear, document.getElementById('qualify').TermMonth)) {
        IncOne  = (parseNumb( document.getElementById('qualify').IncOne)/12)* document.getElementById('qualify').income1.options[ document.getElementById('qualify').income1.selectedIndex].value;
        IncTwo =  (parseNumb( document.getElementById('qualify').IncTwo)/12)* document.getElementById('qualify').income2.options[ document.getElementById('qualify').income2.selectedIndex].value;
        OthInc =  (parseNumb( document.getElementById('qualify').OthInc)/12)* document.getElementById('qualify').incomeother.options[ document.getElementById('qualify').incomeother.selectedIndex].value;
        RentInc = (parseNumb( document.getElementById('qualify').RentInc)/12)* document.getElementById('qualify').incomerental.options[ document.getElementById('qualify').incomerental.selectedIndex].value;
        HomeLoan = parseNumb( document.getElementById('qualify').HomeLoan);
        OthLoan = parseNumb( document.getElementById('qualify').OthLoan);
        CardLim = parseNumb( document.getElementById('qualify').CardLim);
        NumbDep = parseNumb( document.getElementById('qualify').NumbDep);

        IntRate = parseNumb( document.getElementById('qualify').IntRate)/1200
        MonthTerm = parseMonth( document.getElementById('qualify').TermYear, document.getElementById('qualify').TermMonth)

		// if SINGLE app, make sure only one income box is filled in.
		if ((returnRadioValue( document.getElementById('qualify').Applicants)==1) && (IncTwo> 0)) {
			IncTwo = 0;
			 document.getElementById('qualify').IncTwo.value = 0;
			alert ("Tu has seleccionado 'solo' en el tipo de aplicación y has entrado un valor para 'Ingresos de dos'. Si tu quieres figurar sólo, por favor seleccione la opción en el 'tipo de aplicación'");
		}

        TotInc = IncOne + IncTwo + OthInc
		
		OthExp = TotInc * 0.35;
		
		if (OthExp < 1000 && returnRadioValue( document.getElementById('qualify').Applicants)==1) { //IncTwo == 0)
			OthExp = 1000;
		} else if (OthExp < 1300 && returnRadioValue( document.getElementById('qualify').Applicants)==2) {
			OthExp = 1300;
		} else if (OthExp> 2000 && returnRadioValue( document.getElementById('qualify').Applicants)==1) {
			OthExp = 2000;
		} else if (OthExp> 2600 && returnRadioValue( document.getElementById('qualify').Applicants)==2) {
			OthExp = 2600;
		}
		
		if (NumbDep> 0)
			AmtDep = 175 + (NumbDep - 1) * 125;
		else
			AmtDep = 0;
		
		TotExp = AmtDep*1 + HomeLoan*1 + OthLoan*1 + (CardLim * 0.03) + OthExp*1;
		
		RepayAmt = TotInc + (RentInc * 0.7) - TotExp
		
		// no ACF on personal loans
		LoanAmt = (RepayAmt - ACF) * (1 - Math.pow((1 + IntRate*1),-MonthTerm))/IntRate
		
		if (LoanAmt> 0) {
             document.getElementById('qualify').LoanAmt.value = ParseDollar(Math.round(LoanAmt))
			return true;
        } else {
			 document.getElementById('qualify').LoanAmt.value = "0 €"
			return true;
		}
    } else {
		 document.getElementById('qualify').LoanAmt.value = "€"
		return false;
    }
}

function Init_Page() {
	 document.getElementById('qualify').IncOne.focus();
	 document.getElementById('qualify').IncOne.select();
}

// Calculate loan, open new window, submit form.
function PopUpPrint () {
	CalcRepay();
	inputstring = "repayment_calc_displaycertificate_frame.asp"
	inputstring = inputstring + "?LoanAmt1=" +  document.getElementById('repay').LoanAmt1.value
	inputstring = inputstring + "&IntRate1=" +  document.getElementById('repay').IntRate1.value
	inputstring = inputstring + "&TermYear1=" +  document.getElementById('repay').TermYear1.value
	inputstring = inputstring + "&TermMonth1=" +  document.getElementById('repay').TermMonth1.value
	inputstring = inputstring + "&RepayAmt1=" +  document.getElementById('repay').RepayAmt1.value
	window.open(inputstring,'certificate','width=640,height=600,scrollbars=yes,resizable=yes,screenX=0,screenY=0,left=0,top=0')
}

function checkEnter(pfield, pname) {
	var field = pfield.value
	var msg
	var status = true
	
	if (field.length == 0) {
		msg = "El campo " + pname + " tiene que estar lleno."
		alert(msg)
		status = false
	}
	
	return status
}

function checkNumb(pnumb, pname) {
	var numb = pnumb.value
	var message
	var indx
	var status = false
	
	for (var indx = 0; indx < numb.length; indx++) { /* the field should contain at least one digit */
		if (numb.charAt(indx)>= "0" && numb.charAt(indx) <= "9") {
			status = true
		}
	}
	for (var indx = 0; indx < numb.length; indx++) {
		if (!((numb.charAt(indx)>= "0" && numb.charAt(indx) <= "9") ||
		  numb.charAt(indx) == " " ||
		  numb.charAt(indx) == "." ||
		  numb.charAt(indx) == ",")) {
			status = false
		}
	}
	if (!status) {
		msg = "El campo " + pname + " debe ser un número."
		alert(msg)
	}
	
	return status
}

function parseNumb(pnumbstr) {
	var numb = pnumbstr.value
	var indx
	
	indx = numb.indexOf(",")
	while (indx != -1) {
		numb = numb.substring(0,indx) + numb.substring(indx*1 + 1,numb.length)
		indx = numb.indexOf(",")
	}
	
	indx = numb.indexOf(" ")
	while (indx != -1) {
		numb = numb.substring(0,indx) + numb.substring(indx*1 + 1,numb.length)
		indx = numb.indexOf(" ")
	}
	
	return numb
}

function parseMonth(pyear, pmonth) {
	var year  = parseNumb(pyear)
	var month = parseNumb(pmonth)
	var period
	var indx
	
	period = Math.ceil(month*1 + year*12)
	
	return period
}

function checkLoan(pLoan) {
	var LoanAmt = pLoan
	var status
	
	if (checkEnter(LoanAmt,"Monto del prestamo")) {
		status = checkNumb(LoanAmt,"Monto del prestamo")
	}
	
	return status
}

function checkRepay(pRepay) {
	var RepayAmt = pRepay
	var status   = true
	
	if (checkEnter(RepayAmt,"Cantidad de reembolso")) {
		if (checkNumb(RepayAmt,"Cantidad de reembolso")) {
			if (RepayAmt.value == 0) {
				alert("La cantidad del reembolso no puede ser cero.")
				status = false
			}
		} else {
			status = false
		}
	} else {
		status = false
	}
	
	return status
}

function checkIntRate(pIntRate) {
	var IntRate = pIntRate
	var status  = true
	
	if (checkEnter(IntRate,"Tasa de interés")) {
		if (checkNumb(IntRate,"Tasa de interés")) {
			if (IntRate.value == 0) {
				alert("La tasa de interés no puede ser cero.")
				status = false
			}
		} else {
			status = false
		}
	} else {
		status = false
	}
	
	return status
}

function checkTermY(pYear) {
	var TermYear = pYear
	var status   = true
	
	if (checkEnter(TermYear,"Periodo anual")) {
		if (checkNumb(TermYear,"Periodo anual")) {
			if (TermYear.value> 40) {
				alert("El periodo anual no puede ser superior a 40 años.")
				status = false
			}
		} else {
			status = false
		}
	} else {
		status = false
	}
	
	return status
}

function checkTermM(pMonth) {
	var TermMonth = pMonth
	var status    = true
	
	if (checkEnter(TermMonth,"Periodo mensual")) {
		if (checkNumb(TermMonth,"Periodo mensual")) {
			//if (TermMonth.value> 11) {
				//alert("Please use the Year field to enter a period longer than 11 months.")
				//status = false
			//}
		} else {
			status = false
		}
	} else {
		status = false
	}
	
	return status
}

function CalcRepayAmt(pLoanAmt, pIntRate, pTerm) {
	var RepayAmt
	
	RepayAmt = pLoanAmt * pIntRate/(1 - Math.pow((1 + pIntRate*1),-pTerm))
	RepayAmt = Math.ceil(RepayAmt)
	
	return RepayAmt
}

/////////////////////////////////////////////////////////
function CalcRepay() {
	var LoanAmount
	var InterestRate
	var MonthTerm
	
	if (checkLoan( document.getElementById('repay').LoanAmt1) &&
	  checkIntRate( document.getElementById('repay').IntRate1) &&
	  checkTermY( document.getElementById('repay').TermYear1) &&
	  checkTermM( document.getElementById('repay').TermMonth1)) {
		LoanAmount   = parseNumb( document.getElementById('repay').LoanAmt1)
		InterestRate = parseNumb( document.getElementById('repay').IntRate1)/1200
		MonthTerm    = parseMonth( document.getElementById('repay').TermYear1, document.getElementById('repay').TermMonth1)
		
		 document.getElementById('repay').RepayAmt1.value = CalcRepayAmt(LoanAmount, InterestRate, MonthTerm)
	} else {
		 document.getElementById('repay').RepayAmt1.value = " "
	}
}
/////////////////////////////////////////////////////
function CalcTerm() {
	/* Calculate the Repaid Period */
	
	var MonthTerm    = 0
	var YearTerm     = 0
	var MaxTerm      = 40 * 12     /* 40 years */
	var LoanAmount
	var RepayAmount
	var InterestRate
	var RepayFreq
	var MinRepay
	
	if (checkLoan( document.getElementById('repay').LoanAmt2) &&
	  checkRepay( document.getElementById('repay').RepayAmt2) &&
	  checkIntRate( document.getElementById('repay').IntRate2)) {
		LoanAmount   = parseNumb( document.getElementById('repay').LoanAmt2)
		RepayAmount  = parseNumb( document.getElementById('repay').RepayAmt2)
		InterestRate = parseNumb( document.getElementById('repay').IntRate2)/1200
		MinRepay     = CalcRepayAmt(LoanAmount, InterestRate, MaxTerm)
		RepayFreq = document.getElementById('repay').RepayFreq.options[document.getElementById('repay').RepayFreq.selectedIndex].value
		RepayAmount = RepayAmount * RepayFreq/12
		if (RepayAmount < MinRepay) {
			Msg = "Disculpe, el pago minimo debe ser al menos de " + MinRepay + " euros."
			alert(Msg)
			 document.getElementById('repay').TermYear2.value  = " "
			 document.getElementById('repay').TermMonth2.value = " "
		} else {
			MonthTerm = Math.log(RepayAmount/(RepayAmount - LoanAmount * InterestRate)) / Math.log(1 + InterestRate)
			MonthTerm = Math.ceil(MonthTerm)
			YearTerm = Math.floor(MonthTerm / 12)
			MonthTerm = MonthTerm - (YearTerm * 12)
			
			 document.getElementById('repay').TermYear2.value  = YearTerm
			 document.getElementById('repay').TermMonth2.value = MonthTerm 
		}
	} else {
		 document.getElementById('repay').TermYear2.value  = " "
		 document.getElementById('repay').TermMonth2.value = " "
	}
}
/////////////////////////////////////////////////////////
function CalcLoan() {
	var LoanAmt
	var RepayAmount
	var InterestRate
	var MonthTerm
	
	if (checkRepay( document.getElementById('repay').RepayAmt3) &&
	  checkIntRate( document.getElementById('repay').IntRate3) &&
	  checkTermY( document.getElementById('repay').TermYear3) &&
	  checkTermM( document.getElementById('repay').TermMonth3)) {
		RepayAmount  = parseNumb( document.getElementById('repay').RepayAmt3)
		InterestRate = parseNumb( document.getElementById('repay').IntRate3)/1200
		MonthTerm    = parseMonth( document.getElementById('repay').TermYear3, document.getElementById('repay').TermMonth3)
		LoanAmt = RepayAmount * (1 - Math.pow((1 + InterestRate*1),-MonthTerm))/InterestRate
		
		 document.getElementById('repay').LoanAmt3.value = Math.floor(LoanAmt)
	} else {
		 document.getElementById('repay').LoanAmt3.value = " "
	}
}

